Aspira Inform

Aspira regularly produces articles and factsheets relevant to the work we do for our clients. Articles generally give our opinion about, or comment on, a specific issue, while our factsheets are intended to be a simple source of information for reference.

Wherever possible these articles are updated or removed when facts fall out of date. However, readers should not rely on the contents of any article in making decisions about financial products or services.

Articles

DWP confirms new auto-enrolment staging dates - Jan '12
The Government has now confirmed the revised auto-enrolment timetable for smaller firms, as announced in November last year. Firms with more than 250 employees as of April 2012 are... Read more >>
Pensions reform - let's bust a few myths - Jan '12
This year marks not only the London Olympics but also the start of auto-enrolment duties for some employers. But there's a few myths floating around about some of the rules and regulations... Read more >>
Last FTSE 100 firm closes DB scheme to new members - Jan '12
We’d barely shared our New Year tidings before Royal Dutch Shell announced the closure of its Defined Benefit (DB) scheme to new members from January 2013[1]. And in so doing, it became... Read more >>
Aspira wins Gold - Jan '12
We've always believed that our business is about delivering great service, and that's only possible if you have outstanding people and processes. To help us assess how we were doing... Read more >>
Finance Bill 2012 - Financial planning issues - Dec 11
The Government has recently published the Finance Bill 2012, which provides the draft legislation for a number of financial planning issues. The Bill will proceed through Parliament... Read more >>
What happens to your pension fund if you die prematurely? Dec 11
In August we published an article explaining what happens if you die without leaving a valid will (click here to read it).  And whilst a will sets out how your estate should be shared... Read more >>
More upheaval for pensions tax relief? Dec 11
Although the Chancellor George Osborne made no mention of it in his Autumn Statement last month, rumours are still rife that the Government is planning to cut tax relief on pension contributions... Read more >>

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Fact Sheets

Employee assistance programmes factsheet
A brief guide explaining what they are, the services they include and why they're a useful benefit for both employee and employer.Download >>
Pensions reform - summary factsheet
An essential guide to the basic requirements of the 2012 changes including staging dates, auto-enrolment and contributions.Download >>
ISA factsheet 2011-12
A guide explaining what ISAs are, how they work and the current allowances.Download >>
Flexible drawdown factsheet
What is flexible drawdown and why might it be useful.Download >>
Pensions and TUPE factsheet
A summary of the Regulations surrounding the treatment of pensions and benefits for employers involved in mergers and acquisitions.Download >>
Pension scheme governance factsheet
Why scheme governance is important and how to go about setting up a scheme governance committee.Download >>
Care funding factsheet
Information about paying for care, including means testing, State benefits and specialist plans such as Immediate Care Plans.Download >>

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