Group Personal Pension

Group Personal Pensions and Stakeholder schemes are the most common employee benefit. But finding and running the right Group Personal Pension scheme relies heavily on education, careful exploration of the investment options available and regular reviews.

Aspira is on hand to help you do all of this, offering independent, fully researched advice on the most appropriate providers and arrangements for new schemes and guidance on maximising the value and take-up of your existing arrangements.

Gaining a better understanding

We firmly believe that asset allocation and fund choice are key to achieving the returns that scheme members (and administrators) are looking for, so we apply a thorough 'attitude-to-risk' process, which helps members understand what they want from their pension and how investments can be shaped to help achieve these goals.

'Target funding' is an integral part of this process, which involves calculating the amount of savings needed to achieve a certain level of income at retirement in today's terms. We regularly review this target funding to take into account revised objectives, investment performance and changing annuity and investment conditions.